If I lose my phone or debit cards...
How to use ATM's and purchase things.
How To Avoid Roaming Charges.
Before you leave, and in addition to telling your bank your travel dates,get the phone number for their THRID PARTY SECURITY MONITORING COMPANY! Half the time, the bank doesn't bother to give your travel info to their security company and that is who cuts you off! Call them directly and make sure they enter your travel dates and country into their system....
it was 9pm. there was an ATM nearby, but i don't like using them when the bank is closed incase the machine eats my card